Invincible Copy System
Chapter Summary
Currently, some people are still mocking Liu Ning, believing that his website's business model is far too different from others. Liu Ning quickly added that many people don't have much money, so he proposed a credit plan that allows them to buy on credit and pay it back at the end of the month. Senior management within the company still felt that Liu Ning's series of plans were not working, even though Liu Ning's ideas were good and could attract more people to come and buy things.
After resolving these issues, Liu Ning started reading some new comments in the news. Currently, some people are still mocking Liu Ning, believing that his website's business model is far too different from others. According to these people, Liu Ning will definitely be overwhelmed in the future, and if he continues to operate in this way, he will probably not have a good outcome.
Everyone else operates on a light-asset model, while Liu Ning's heavy-asset model is unlikely to yield good results. After all, no one else operates this way. Liu Ning not only needs to build warehouses but also recruit deliverymen. There are already nearly hundreds of thousands of deliverymen. If this continues, it will not be good for anyone.
It is precisely because of this that if we continue to play like this, it won't be good for anyone. So, in this situation, if someone has an idea, then some things are easy to discuss. In the current situation, if we can quickly turn things around...
It's quite advantageous for you, but if you can't turn things around quickly, you'll only suffer the consequences. Everyone's just waiting to see you make a fool of yourself. Of course, whether they can see that foolishness depends on how well Liu Ning manages things.
Liu Ning didn't give any instructions to these people regarding their accusations online. He said, "Whatever you're thinking or what you say online has little to do with us. If I were to reply to every single one of your casual remarks, it would make me seem too narrow-minded."
Besides, there are plenty of people in the market these days. If everyone listened to you, then we wouldn't need to do anything at all; there would just be professionals sitting there. Can't everyone see the current situation? So whatever you're thinking...
We all have to keep striving under these circumstances. If we don't do well, that's my own problem. Liu Ning quickly added that many people don't have much money, so he proposed a credit plan that allows them to buy on credit and pay it back at the end of the month. If they can't pay it back...
Installment payments are also an option. When Liu Ning launched this plan, many people laughed out loud. You see, many of the people who got off the bus had unstable incomes. If you give them money like this, they probably won't even pay back the money. If you try to tell them, you probably won't even cover the litigation costs.
Therefore, Liu Ning's proposal was bound to result in a loss. Liu Ning was well aware of this, but the amount for each person was not large, and it also depended on everyone's credit history. If someone's character was not good, why would they be pulled in? For those with poor morals.
Of course, there wasn't even a chance to open an account. Liu Ning was very clear about this. Many bad debts and bad debts were quite frustrating for us. This could be considered as Liu Ning stepping into the financial field with one foot in the door. It was exactly the same model as on Earth. It all depended on how well we could develop here. No one else noticed Liu Ning's move.
However, some people could see through it. They published a series of speeches in the newspapers, hoping to curb Liu Ning's development. If Liu Ning were allowed to develop freely, this plan would surprise everyone. Don't think that Liu Ning's side is just a shopping website. After the introduction of the "white note" (a type of online payment service), this shopping website has changed its nature.
It could very well become a financial services website. What kind of business is the most profitable? Of course, it's the financial industry, which makes money from money. It has already surpassed all other industries. So, in this situation, if you still think about continuing to do this, then things might get a little complicated.
We have to get these things done well, otherwise you guys are going to be in big trouble. And that's precisely why, once these things are done well, some things become a bit hard to say.
It wasn't just outsiders who objected; some people within Liu Ning's company also expressed their opposition. These people felt that the matter was difficult to handle. If the borrowed money wasn't repaid, it could easily drag the entire company down with it. Regardless of the nature of these people, few could resist such an attraction.
So you've told them to consume rationally, but how can ordinary people who can't even afford to eat possibly be expected to consume rationally? If they have the opportunity to buy something, they'll try to take advantage of every opportunity. That's one of their behaviors. So, given the current situation, the company's senior management believes that Liu Ning's decision was wrong. However, Liu Ning has given them an explanation.
We can start by giving each person a 100 yuan IOU, and then gradually increase it. Even if they lose that 100 yuan, we have no problem compensating them. We can also explain to these people that if they really do that, we will pursue their legal responsibility. Of course, we can't sue all of them.
They'll only prosecute a portion of them. For those who are stubborn and unreasonable, the company will send its own enforcement team to punish them. Of course, this is just to serve as a deterrent. Senior management within the company still felt that Liu Ning's series of plans were not working, even though Liu Ning's ideas were good and could attract more people to come and buy things.
However, the bad debt rate is likely to increase. Liu Ning gave them some data: if we can increase the number of people by 50% but our bad debt rate is only 10%, then we will be victorious. Moreover, we also need to have a dedicated enforcement team. We can just hand over the debt collection to them and start operating. We won't need to chase after things that are only a hundred or so yuan.
Just pay attention to the larger amounts, and these are usually given to people with good credit. Unless these people have encountered a major life event, why would they risk damaging their credit? So it's a win-win situation. Ordinary people get a share of the purchase, and we can collect some interest. Soon, this number will rise sharply.